Onboarding & AML

Onboard your customers within seconds, 100% digital.

Onboarding & AML

Onboard your customers within seconds, 100% digital.

Onboarding

Onboard your customers within seconds, 100% digital.

Know Your Customer

Implementation of customer identification (KYC) and verification of the identity of your customers.

Anti-money laundering

Full review of funds brought in for FIAT and cryptocurrencies (AML).

White label platform

Easy integration with reference processes for fast time-to-market and full compliance.

Know Your Customer

Implementation of customer identification (KYC) and verification of the identity of your customers.

Anti-money laundering

Full review of funds brought in for FIAT and cryptocurrencies (AML).

White label platform

Easy integration with reference processes for fast time-to-market and full compliance.

The dashboard, your central workplace

  • Overview of all customers in one place.

  • Drill down to the profile view with risk classification.

  • Your workflow-based work steps at a glance.

  • Overview of all customers in one place.

  • Drill down to the profile view with risk classification.

  • Your workflow-based work steps at a glance.

Modern onboarding today

  • An interactive process accompanies your customers through the entire onboarding.

  • Intelligent input control based on your customer's input.

  • High usability guarantees minimal effort for your customers.

onboarding-eid
onboarding-eid-mobile
  • An interactive process accompanies your customers through the entire onboarding.

  • Intelligent input control based on your customer's input.

  • High usability guarantees minimal effort for your customers.

API integration very easy!

In many cases, our customers have already integrated the data in their own system. No problem. You can send new requests directly to our onboarding solution via API and these then go through our process as if the customer had entered the data himself. We will then take over the tests and as an answer you will receive the risk classification, for example.

GET / api / onboardings

curl –location –request GET ‚https://api.digitaiz.li/api/onboardings' \

- header 'Authorization: Bearer Token' \


Sample Reponse (json)

[
    {
        "Id": 1,
        "EntryId": 409676,
        "Created": "2020-05-19T20: 16: 23 + 02: 00",
        "Updated": "2020-05-19T20: 16: 23 + 02: 00",
        "Lastname": "Mustermann",
        "Firstname": "Max",
        "Street": "Musterstrasse 8",
        "Zip": "9495",
        "City": "Triesen",
        "Country": "LI",
        "Birthdate": "1961-12-06T00: 00: 00 + 01: 00",
        "Currency": "EUR",
        "Investment": 1000000,
        "Risk": low,
        "Status": "completed"
    }
]

Services

  • KYC
  • AML
  • Digitaiz

With remote identification, customers can be identified easily, quickly and automatically with a passport or identity card. Anytime, anywhere.

With video identification, customers can be identified quickly and easily with a passport or identity card.

The personal details entered are automatically checked and checked with the passport or identification card and other information.

The mobile phone number is verified so that, for example, a contract can be signed at a later date with a digital signature (AES).

The customer profile includes personal information about the customer that is important for risk classification.

Political exposed persons (PEPs) and sanction lists are also checked as part of onboarding and continuously compared. 

The person to be identified is searched on the web and checked against various criteria. In the case of critical hits, this is included in the risk classification. 

Uploaded documents are checked for their validity. These must be related to the beneficial owner.

The source of funds FIAT (Euro, CHF, USD etc.) is identified by the right questions and verified and checked with documents.

The IBAN is automatically validated and expanded with further information such as bank name and BIC.

The source of funds of cryptocurrencies (Bitcoin & Ethereum) is subjected to a chain analysis by the public wallet address. So you can clearly see where the cryptocurrencies come from.

The public wallet address is checked for validity and content.

The public wallet address is compared with the investment and the content. 

The public wallet address is checked forensically. This gives you a risk classification of the wallet. 

Customers are automatically classified based on the information entered, nationality, country and the investment using a risk model developed in-house.

After completing onboarding and classifying it, an audit is created that shows the most important customer and process information. All changes are traceable and are logged.

All data is hosted in a cloud based in Switzerland according to the security standards ISO / IEC 27001.

Data stored in the cloud is encrypted at the storage level with AES256 or AES128.

The platform can be adapted according to customer requirements and made available on a separate platform.

A customer login can be created on request. The customer thus has access to information such as onboarding status, investment, documents etc.

The options listed below give you access to customer information at all times.

  • Web customer overview
    You can access the information with a login via our web application.
  • Export via CSV or JSON
    We export the data to your desired destination in CSV or JSON format.
  • REST API
    Access the current customer information easily and at any time via a REST API.

The additional SFTP gives you all the customer information and documents you need quickly, easily and securely.

For compliance employees, an analytics dashboard can be provided on their request. So you have an overview of core information.

After successful identification, an individually adaptable contract is created. The customer can also sign the contract with a digital signature.

Know Your Customer Services

Anti-money laundering services

More services

FAQ

Depending on the risk rating, onboarding can take from one minute to three days. For example, the result of a low risk will be automatically sent to you immediately after filling in the data. If there is a high risk, there are deeper, forensic tests, which are not all carried out automatically. Accordingly, these take longer.

These can vary depending on the risk classification. It also depends on how much support you need in the integration. It is best to contact us directly here, we will be happy to clarify your questions in order to define a fair price together.

We fully support you in the integration and integration into your system landscape. We are also happy to analyze your existing process and completely digitize it with our solution.

We can do both. We are happy to set up our environment for you within your infrastructure or we can also operate our solution from the cloud with our partner (Google Zurich) (SaaS).